Making smart financial decisions can help you have a more prosperous retirement. Come join us at this educational event – Your future self will thank you.
Coffee and orange juice served.
“Making Sense of the Stock and Bond Markets” by Alan Zafran, Senior Managing Director and Wealth Manager, First Republic
Choose Workshop 1, 2, or 3
Choose workshop 4, 5, or 6
Interact with Sponsors. Door prizes awarded.
Choose workshop 7, 8, or 9
Chat informally over coffee and cookies.
Session 1: 10:15 - 11:30 am
1: Assessing Your Retirement Readiness
Bill Binder, CRPC
Retiring involves more than having your finances in order. Plan for your purpose, health, relationships and legacy. This will help you think about what retirement means to you, give you tools to assess your financial readiness, and discuss ways to bridge the gap if needed.
2: The ABCs of IRAs
K. Esther Szabo, CFP
Learn about tips and traps when rolling 401(k)s and 403(b)s to IRAs, tax treatment of withdrawals, required minimum distributions (RMDs), when Roth IRA conversions make sense, and why Qualified Charitable Distributions (QCDs) are a tax-smart idea.
3: Managing your Finances as you Age
Alison Salisbury, PDMM
Prepare for when others might need to help you manage your finances. Be proactive, identify your agent(s), have authorizations on file, and share your information and wishes.
Find out what you can do NOW to ensure your finances remain in good order.
Session 2: 11:45 am - 1:00 pm
4: All About Medicare
Marcelo Espiritu, HICAP Director
This essential primer is for those who will soon be Medicare-eligible. Learn what to expect as you approach age 65, what Medicare covers (and doesn’t) and what it costs. Find out about supplemental insurance and Part D drug plans and how to choose among the many options.
5: Managing Investments and Cash Flow
Barbara Krimsky Binder, CFP
Your retirement could last 30+ years so make sure your investments work for you. Link your accounts and set up a retirement paycheck. Understand the role stocks play and how to reduce the stress of market volatility. Be smart about fees and proactive about tax planning.
6: Planning for Long Term Care
Denise Michaud, Insurance Broker
A comprehensive long-term care (LTC) plan should cover non-financial matters, not just financial ones. Learn about different types of LTC insurance, what it covers and when, and what it doesn’t cover.
Session 3: 2:00 - 3:15 pm
7: Social Security Claiming Strategies
Sharon Lacy, CFP
Social Security is worth more than many people think. Hear about how to maximize this important inflation-adjusted, lifetime income stream and learn strategies for every situation. Learn key concepts so you can make a smart decision. Don’t start your benefits before you understand your options.
8: Smart Tax Moves
Dennis Young, CPA
Taxes are still complicated, despite the new law. Learn about the importance of asset location, asset withdrawal planning and strategic Roth conversions. Discover tax planning opportunities if you retire before age 70 and learn about the tax-efficient charitable giving strategies.
9: Living Your Legacy and Making a Difference
Liza Hanks, Estate Planning Attorney
Giving while living is a win-win. Teach children the importance of being generous by making charitable giving a family affair. Contribute to a newborn’s 529 Plan. Start a Roth IRA Matching Program and add in some personal finance lessons. Compound growth is powerful. Tax-free growth is rare. Combine the two for amazing results.
Registration includes morning coffee and orange juice, conference materials & giveaways, choice of three workshops, access to sponsors, delicious boxed lunch and afternoon treats. Advance registration is $45 for Avenidas members, $55 for non-members. Registration at the door is $60.
Phone and online registration are now closed. If you would like to attend the Financial Conference, please go to Mitchell Park Center at 8:30 am on Saturday, March 30 and you can register at the door. Thank you.